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Why does Bank of China credit card transfer result in insufficient balance?

The balance on the credit card is divided into available balance and actual balance.

Under normal circumstances, credit cards are only used for consumption. There is no need to deposit money on the card. Deposits on most credit cards are interest-free. Deposits are only applicable to repayment after consumption. There is no need to deposit more. !

Credit cards generally do not allow transfers, only swiping cards for consumption and cash withdrawal, or online shopping!