It should be noted that you must first have an account with China Construction Bank, that is to say, you must have a bank card with China Construction Bank, and then open personal online banking before you can apply for opening digital RMB. The services provided by digital RMB wallet include: inquiry, payment, exchange, exchange, transfer, credit card repayment and other services.
Digital RMB wallets are divided into four categories, namely Class I wallets, Class II wallets, Class III wallets and Class IV wallets. For Class I, Class II and Class III wallets, individual customers can only open one wallet of each type in the whole bank.