No. CCB virtual cards are free of annual fees. It requires the help of other APPs, such as APPLE PAY, "Suixinyong", "Alipay", "WeChat", etc. At the same time, the bank issues this virtual card mainly to facilitate online transactions. It can not only set online transaction switches and limits , more secure; you can also set transaction reminder text messages.

China Construction Bank provides credit loans, resident savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans.

Personal housing loan business

Personal housing loan business refers to loans issued by China Construction Bank or China Construction Bank upon entrustment to natural persons who purchase, build, and overhaul various types of houses in cities and towns.

China Construction Bank’s personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loans, housing loans, that is, second-hand housing loans, personal commercial housing loans, Personal housing mortgage loans, etc.), provident fund personal housing loans and personal housing portfolio loans.

Credit Card Business

As one of the earliest state-owned banks in China to issue credit cards, China Construction Bank already has many credit card types.

CCB Credit Card

The credit cards that China Construction Bank has issued are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Master Cup) Tennis Card.

Silver Star International Money Transfer

CCB Silver Star International Money Transfer Service is a personal international money transfer business jointly launched by China Construction Bank and Silver Star International Money Transfer Company. The customer entrusts Silver Star Express Company to handle personal overseas foreign exchange remittances or small-amount international remittances to remit personal foreign exchange funds overseas.

How to query the account opening bank of CCB:

1. Go through the CCB official website - click "Online Customer Service" on the homepage of the CCB official website to enter the online customer service dialogue interface.

2. Send the KHCX# bank card number to 95533 via text message.

3. Dial 95533 CCB customer service and follow the prompt tone to inquire. There are two ways, one is manual and the other is automatic machine. Choice 0 is manual service. Just state what you want to query.

4. Bring your bank card and ID card to the counter of the CCB business hall for enquiry.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes.