Points from Ping An Bank's credit cards can be redeemed for many small gifts. For example, you can enjoy discounts by swiping your Ping An Bank credit card car owner card to refuel at a gas station.

Ping An Bank points can be redeemed for cash in stores, for gifts online, or for discounts at online merchants.

Ping An Bank cardholders can accumulate credit card points by using Ping An Bank credit cards to make purchases at restaurants, hotels, hotels, department stores, and other retail stores or by mail ordering goods through Ping An Bank Credit Card Center. However, there are no points for paying various handling fees such as credit card annual fees, installment fees, late payment fees, and various types of interest, as well as credit card cash withdrawals and overpayment recovery, deposits (repayments), transfers, flexible funds, and bill installments; telephone Payment or withholding services for various public utility fees such as premiums, insurance premiums, water and electricity bills; real estate, wholesale, home appliances, car sales and maintenance, and gas (gas) consumption; online consumption, public utilities , hospitals, governments, charities, schools, resident services and other special consumption are not included in the points.

If the cardholder returns the goods or services purchased with the card for any reason, or refunds the original payment due to billing disputes, or other reasons, Ping An Bank will deduct the original gift from the refunded amount. Corresponding points. If the cardholder fails to apply for redemption within the validity period of the points, the points will become invalid and reset to zero if they expire.