My Ping An credit card was charged an annual fee because it was useless for one year! A few days after the accounting day, I paid the annual fee! Why did the next month come out again?
A credit card with an annual fee will generate an annual fee if it fails to meet the standard during the annual fee period. The annual fee cycle is generally counted from the date of successful credit card application to one year later. For example, the credit card that was processed on October 6, 20 19/kloc-0, the first year is 20191915. Annual fee compliance can be found in the Pocket Banking App-Credit Card-Card Service-Annual Fee. Ping An Credit Card has different types of cards, different rights and interests, and different annual fee collection standards. Detailed annual fee rules can be poked here for credit card introduction.