Which banks can handle overdraft credit cards? What are the conditions to apply for a card? What is the maximum overdraft limit?

Industrial, agricultural, Chinese, construction and transportation companies can handle overdraft credit cards.

Conditions for applying for a card:

1. State civil servants with fixed incomes, such as government officials, teachers and all those who receive state financial salaries.

2, self-employed, commercial real estate, large movable property. For example: real estate, cars, etc.

3. Non-agricultural registered permanent residence residents.

4. Guarantee companies with guarantee conditions.

Overdraft limit division:

Civil servant: 5000 yuan-10000 yuan.

Self-employed (chattel mortgage): 10000 -30000 yuan.

Self-employed (real estate mortgage): 20,000-50,000 yuan.