; ? Earlier, ICBC Credit Card Center introduced a new installment product-e-installment. Cardholders can transfer all or part of the available credit card amount to the cardholder's special debit card account for consumption by ICBC designated merchants. However, ICBC e-installment is not a free lunch. Let's introduce it to you. What is the handling fee for ICBC e-installment? The number of stages available for ICBC e-stage is: 6, 12, 18, 24, 3 and 36, depending on the card opening situation, and the longest stage shall not exceed 96, that is, 8 years. In terms of formalities fees, ICBC will make a comprehensive evaluation and decision according to the cardholder's credit conditions, installment amount and installment number. Icbc has launched two preferential activities for e-installment:

1. 3% discount on the handling fee rate. From now until October 31, 218, ICBC will enjoy a 3% discount on the handling fee rate for e-installment, and the one-year handling fee rate after the discount is as low as 4.2%.

2. From now until July 1, 218, customers who successfully Apply for ICBC e-installment and download and register the "ICBC e-life" app will have the opportunity to get an "ICBC e-life" Apple AirPods electronic voucher worth 998 yuan, and customers can buy Apple/ Apple AirPods wireless Bluetooth headsets in 1 yuan with the electronic voucher. The calculation formula of e-installment fee of ICBC is: actual installment amount * installment fee rate. The installment fee rate is subject to the approval of ICBC. People with different credit conditions may approve different interest rates. It is recommended that customers in need take advantage of the discount rate now.