Refunds are available. Different banks may have different settings within how many hours a refund can be made. You can call customer service to apply for a refund and then ask the merchant to confirm. ①Credit card refunds will be refunded to the original credit card About credit card refunds A refund is just a cancellation of the original transaction, not an actual repayment. ②After the refund, the account was not really credited to the credit card, but because the credit card was overpaid. Refunds after the billing date do not count toward current repayments. A "refund" on a credit card is different from a cash repayment. Air ticket refunds, Alipay account refunds or cancellations by other merchants will not be included in the current repayment. Repayments only occur when users deposit cash.

③ If the refund arrives before the bill date, the purchase can be deducted; but if the refund arrives after the bill date, the current month's payment cannot be deducted, and can only be deducted from the next month's bill 3. Credit card refund The payment process is complicated. The merchant initiates a refund and the bank only receives the refund. Therefore, there will be no SMS reminder when a credit card refund arrives.

①Credit card, also known as debit and credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with credit qualifications. The name of the issuing bank, expiration date, number, cardholder name and other information are printed on the front of the form, and the magnetic stripe and signature strip are printed on the back. Consumers holding credit cards can go to specialized commercial service outlets to shop or consume, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

②The credit card limit is determined by the bank based on the applicant's credit status and the credit card level applied for, and usually follows the following standards: Credit card limit: 0-10,000 yuan; Credit card gold card limit: 10,000-50,000 yuan; Platinum card and above: above 50,000 yuan.

③ It is understood that the most important conditions for applying for a credit card are that you are 18-60 years old and have a stable job and income. The required application documents are copies of your ID card and work permit. However, for ordinary people, the amount of credit card application is actually uncertain. It is mainly reviewed based on the application materials you provide. If the source of income is relatively stable, the amount of credit card application will be higher