The initial password of the credit card is randomly generated by the bank when making the credit card. Different cardholders have different initial passwords for credit cards, so as to ensure the safety of using the card and prevent the credit card from being fraudulently used.

Under normal circumstances, the bank will put the initial password of the credit card in the password envelope and send it with the credit card. Some banks will also generate an initial password based on the cardholder's personal information, such as using the last six digits of the cardholder's ID card as the password.

If you lose the password envelope or forget the initial password of the credit card, you can go to the bank outlet of the issuing bank or contact the customer service of the credit card to explain the situation. After the authentication is passed, the inquiry password and transaction password of the credit card can be reset. With these two passwords, the initial password is not important.

Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

China's relevant laws ("NPC Standing Committee on

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

There is no need to pay cash for credit card consumption, and it will be repaid on the billing day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

References:

Baidu Encyclopedia _ Credit Card