1. The number of credit card consumption installments and handling fees of Huishang Bank
The handling fee rate for one installment is not higher than .8%, and the handling fee for early repayment is 2.5% of the undistributed principal in installments;
it is divided into three periods, six periods, nine periods, 12 periods, 18 periods, 24 periods, 3 periods and 36 periods according to the business category, and the service fee standard is different for different periods;
the handling fee is charged according to a certain proportion of the total installment payment, which can be charged at one time or monthly;
for the installment business with a specific merchant, the rate standard is discussed with each merchant, and it is not higher than the installment rate of consumption in the same period.
2. The credit card bill of Huishang Bank is divided into three periods, six periods, nine periods, 12 periods, 18 periods, 24 periods, 3 periods and 36 periods according to business types, and the handling fee rate for a single period is not higher than .9%, and the prepayment fee is 2.5% of the undistributed principal.
the handling fee is charged according to a certain proportion of the total installment payment, which can be charged at one time or monthly.
3. The cash installment number and handling fee of Huishang Bank's credit card
The single installment handling fee rate is not higher than 1.2%, and the prepayment handling fee is 2.5% of the undistributed principal
It is divided into 1 installment, 3 installments, 6 installments, 9 installments, 12 installments, 18 installments, 24 installments, 3 installments and 36 installments according to the business category, and the handling fee standards are different for different installments;
the handling fee is charged according to a certain proportion of the total installment payment, which can be divided into daily, monthly and one-time collection;
installment fee for the premium: .4‰/ day;
Special installment fee related to agriculture: negotiated with customers according to their mortgage and pledge, and collected according to the agreement;
daily installment fee for commercial easy loan business card: it is agreed with the customer according to the customer's mortgage and pledge, and charged according to the agreement.
4. The automatic installment number and handling fee of Huishang Bank's credit card
The single installment handling fee rate is not higher than .8%, and the prepayment handling fee is 2.5% of the installment undistributed principal
It is divided into 3 installments, 6 installments, 12 installments, 24 installments, etc. according to the business category, and the handling fee standards are different for different installments;
the handling fee is charged monthly according to a certain proportion of the total installment amount.
5. Direct car installment
(1) The handling fee is paid monthly, with the one-year installment rate of not less than 4%, the two-year installment rate of not less than 8% and the three-year installment rate of not less than 12%; The prepayment fee is 2.5% of the undistributed principal in installments.
(2) The one-year installment fee rate is not less than 3.8%, the two-year installment fee rate is not less than 7.6%, and the three-year installment fee rate is not less than 11.4%.