Are CMB credit card points easy to use? What are the advantages compared with other credit cards?

Advantage 1: The points earned by China Merchants Bank Credit Card are valid forever. Of course, it should be pointed out here that in addition to those special points, for example, special points for car cards, city theme cards, etc. have certain validity limits. Although this advantage is not obvious, because many banks also include this in their credit card preferential policies.

The second advantage: China Merchants Bank credit card points can be combined and used. what does that mean? That is, if you hold multiple credit cards from China Merchants Bank at the same time, the points from each credit card can be used together. This advantage is really outstanding.