How to use the ICBC Peony Unblocked Card
Question 1: How to activate the ICBC Peony Unblocked Card? Credit card activation method:
(1) The credit card customer service phone activation process is as follows .
(1) Call the 24-hour customer service hotline shown on the back of the credit card, select the appropriate language, and enter the cardholder's and query password.
(2) According to the voice prompts, select the card activation option under the credit card activation and password management menu.
(3) Enter the last 3 digits printed after the signature field on the back of the cardholder's credit card and press the # key to confirm.
(4) Enter the cardholder’s home phone number and press the # key to confirm.
(5) Enter the 6-digit number as the cardholder’s transaction password and press the # key to confirm.
(6) Enter the 6-digit transaction password again and press the # key to confirm.
(7) The transaction password is set successfully.
(2) Activate credit card online
(1) First log in to the online banking page of the credit card on the bank's official website and enter the cardholder's password.
(2) Please change your query password promptly after logging in.
(3) After your credit card initial password is successfully changed, please log in to online banking again.
(4) After logging in for the second time, please click on credit card activation and enter the last 3 digits printed on the signature line on the back of your credit card and your home phone number according to the prompts on the page.
(5) After successful activation, enter the 6-digit number as your transaction password according to the prompts.
(6) If you have not checked the "Use password to confirm transaction" function on the application form, you can change the transaction mode to password signature after the setting is completed.
Question 2: How to use the ICBC Peony Unblocked Card? The Peony Unblocked Card is used together with the driver's license to wait for points and fines. You can overdraft 500 yuan, of which 12 points can be deducted every year, and there is no annual fee!
Question 3: How to use ICBC Peony Unblocked Card to pay fines and forfeitures with the Peony Unblocked Card? This is actually accomplished through the mobile POS carried by the traffic police and on-site payment. However, because the traffic police have not yet implemented mobile POS, they cannot pay fines and confiscations on the spot. However, if the unblocked card is used as a general bank card, it can also be paid through electronic banking. For specific methods, please see the link /publish/portal0/tab78/.
Question 4: How to use the ICBC Express Card? Usage is as follows:
1. Facilitate traffic violation payment: the card adds driver information management, can withhold traffic violation fines on site in real time, and implement ICBC 95588 phone number, online banking, self-service terminal, SMS, etc. Pay traffic fines and deal with vehicle exposure, reduce traffic travel, and avoid the hassle of queuing to pay.
2. Quick parking payment: New City Plaza, Hongqiao Hotel, Jinling Hotel, Golden Eagle, Deji, Dayang Department Store, Shanxi Road Department Store and other parking lots can implement "Peony Smooth Card" for quick payment by swiping the card.
3. Convenient car refueling payment: Many gas stations of PetroChina and Sinopec have implemented the "Peony Smooth Card" for quick card payment.
4. Enjoy credit card preferential services: In addition to enjoying the functions of ordinary credit cards, you can also enjoy ICBC revolving credit, optional consumption password, automatic repayment of agreed accounts, penalty-free holographic, interest-free withholding, and real-time text messages. Service functions such as reminders, installment payments, local ICBC cash withdrawals, and off-site deposits with zero handling fees.
5. Enjoy preferential services from car beauty, decoration, and repair shops: There are 22 car beauty, decoration, and repair shops in the city that have joined the franchise, providing a series of preferential services specifically for "Peony Smooth Card" users.
Question 5: How to withdraw cash from ICBC Peony Unblocked Card? Credit card deposits are called overpayments, and this money can be withdrawn; if the money is not deposited, withdrawals are called cash advances.
Overpayment:
This amount can increase the available limit of the credit card or be directly used for consumption repayment;
If there is an overpayment on the credit card , then the overpayment will be deducted first, and then the credit limit will be deducted. If the overpayment is greater than the consumption amount, it will not form an overdraft; The 100 yuan you pay out is an overpayment;
If you deposit money into a credit card in advance without consumption, this part of the money cannot be withdrawn. If you want to withdraw it, a high amount will be charged Handling fees should be avoided as much as possible;
Interest is not accrued on overpayments.
Cash advance:
The amount of cash advance that can be borrowed ranges from one-third to the full amount of the credit limit. The total amount plus the total amount of transactions must not exceed your credit limit. , and some banks have limits on the amount of daily cash advances;
Some domestic banks limit it to 50% of the credit limit;
No guarantee is required within the limit, that is, You can get cash quickly;
There is no interest-free repayment period when using a credit card to advance cash, and interest will be calculated from the day the cash is withdrawn;
The interest rate for cash advance is very high, and the daily interest rate is Five ten thousandths;
The handling fee is very high. The handling fee is generally more than 1% and is charged in one time.
Question 6: How to use the ICBC Peony Card to handle violations online? After registering with the bank, you have to ask the counter to hang the transportation card (actually a credit card, with a maximum limit of 600 yuan) in online banking, and use it for transportation in the future. Pay the fine with the card (select this when paying the fine), and then use your debit card to associate it with the card (ask the counter staff to help you associate it, or call customer service to help you associate it), and the monthly repayment will be automatically made from the debit card to on the credit card. Of course, you must ensure that your debit card (i.e. current card) has enough money for the bank to transfer funds on the repayment date.
Question 7: What are the functions of the Industrial and Commercial Peony Smooth Credit Card? Special services of ICBC Peony Unblocked Card
Save money: Peony Unblocked Card is fully integrated with expressway non-stop toll collection (ETC) business, and you can enjoy a 3% discount on Zhejiang expressway tolls when applying for ETC.
Fuel Saving: Go to Sinopec or PetroChina gas stations for a discount of 8 cents per liter, and there are even more discounts for self-service refueling.
Time saving: self-service online processing of highway and road traffic violations. It’s faster without leaving home. Smooth card holders can log in to the Expressway Traffic Police website and Wenzhou Traffic Police website, click on the traffic violation processing module on the webpage, and follow the prompts to complete traffic violation processing and fine payment without leaving home. Unblocked cards can now also be used to pay urban management road violation fines through ICBC self-service terminals.
Safety of Worry: You can get your car washed for free with points at designated points car wash locations across the city. Cardholders can enjoy a free car wash service with 5,000 points.
Security: The chip and magnetic strip are integrated, and the card security performance is higher.
Stability: Free SMS reminder service for balance changes, keep track of account dynamics at any time.
Peace of mind: The card is valid for 10 years, and the annual fee is waived; automatic repayment service is available upon maturity, making repayment worry-free.
Easy: Consumption can be transferred to installment payment, "share" to enjoy happiness; expressway ETC channel, no need to queue; drink-driving service.
Exclusive benefits: Peony Unblocked Card holders enjoy various credit card activity discounts launched by ICBC, including daily swiping activities, shopping mall activities, merchant discounts and other various card swiping activities.
Question 8: How to apply for the Peony Express Card of Industrial and Commercial Bank of China? Is there a limit to how much money can be deposited? The Peony Unblocked Card is a bank credit card issued by the Shanghai Branch of the Industrial and Commercial Bank of China in cooperation with the Traffic Police Team of the Shanghai Public Security Bureau for Shanghai drivers. This card is a brand new version launched after the "Peony Transportation Card" originally issued by ICBC. It aims to serve the public with richer product functions, build a harmonious society, and provide drivers with convenient and fast urban transportation services.
Card opening conditions:
Customers must be motor vehicle drivers in Shanghai. When applying for a Peony Unblocked Card, they must completely fill in the Peony Unblocked Card application form and provide a copy of their valid ID. (The second-generation ID card must provide a copy of the front and back sides), a copy of the driver's license.
Applicable objects:
Anyone holding a valid motor vehicle driving license in Shanghai can apply for the Peony Unblocked Card.
Business functions:
The Peony Unblocked Card combines an advanced financial IC card and a UnionPay standard magnetic stripe credit card, and has the same overdraft consumption, transfer settlement and the same features as the Peony Credit Card. , deposit and withdraw cash and other basic financial functions, and also has special functions such as self-service payment of traffic violation fines, entrusting an agent to withhold highway fees, purchasing vehicle insurance, and rich car value-added services.
Question 9: What are the specific uses of the ICBC Peony Unblocked Card? The Peony Unblocked Card can be used for overdraft transactions, payment of traffic fines, and fast payment services for online shopping.
Question 10: How to use the ICBC Peony Unblocked Card? The Peony Unblocked Card is used together with the driver's license. It is used to wait for demerit points and fines. It can be used as an overdraft of 500 yuan, of which 12 points can be deducted every year. There is no annual fee!
What are the requirements for applying for an ICBC credit card?
The conditions for applying for a credit card are as follows: Applicants for the main card from domestic residents (excluding college students) must be 18 years old (inclusive) or above. A natural person with full capacity for civil conduct, whose work unit or fixed residence is in the location of the card issuer, whose income is stable and above the local average level. ICBC will review your application based on your comprehensive assets and other conditions, and whether it can be approved is ultimately subject to the approval of the card issuer.
You can apply for a card through the following channels:
1. Online channel: You can log in to mobile banking and apply for an ICBC credit card through the "Credit Card - Apply for a Card" function. Or complete the application through official APPs such as Rong e-Link and ICBC e-Life; you can also apply online through online banking.
2. Offline channels: You can go to a nearby ICBC branch with your personal ID, fill in the paper application form on site, complete it as required and attach necessary materials, then return it directly to the branch to apply. Processing, card issuance results are subject to final approval.
(Answer time: May 5, 2022. In case of business changes, please refer to the actual situation.)
Can the ICBC Peony Express Card be used as a general credit card for consumption in shopping malls?
ICBC Peony Unblocked Card can be used as a general credit card. This province has the following credit card types: \ICBC Peony Unblocked Card Special Services\Saving Money: Peony Unblocked Card is fully integrated with expressway non-stop toll collection (ETC) business. When applying for ETC, you can enjoy a 3% discount on Zhejiang Expressway tolls. \Fuel Saving: Refuel at Sinopec or PetroChina gas stations for a discount of 8 cents per liter, and there are even more discounts for self-service refueling. \Time saving: Self-service online processing of highway and road traffic violations. It’s faster without leaving home. Smooth card holders can log in to the Expressway Traffic Police website and Wenzhou Traffic Police website, click on the traffic violation processing module on the webpage, and follow the prompts to complete traffic violation processing and fine payment without leaving home. Unblocked cards can now also be used to pay urban management road violation fines through ICBC self-service terminals. \Safety of Worry: You can get your car washed for free with points at designated points car wash locations across the city. Cardholders can enjoy a free car wash service with 5,000 points. \Security: The chip and magnetic strip are integrated, and the card security performance is higher. \Safety: Free text message reminder service for balance changes, keep track of account dynamics at any time. \Peace of mind: The card is valid for 10 years, and the annual fee is waived; automatic repayment service is available upon maturity, making repayment worry-free. \Easy: Consumption can be transferred to installment payment, "share" to enjoy happiness; expressway ETC channel, no need to queue; drink and drive service. \Exclusive benefits: Peony Unblocked Card holders enjoy various credit card activity discounts launched by ICBC, including discounts for daily swiping activities, shopping mall activities, merchant discounts and other various card swiping activities.
The difference between ICBC Constellation Card and Shuntong Card
There is a difference between ICBC’s debit card and Shuntong Card. The debit card is a savings card; the Shuntong Card is required for taking the driver’s license exam. handled.
2. Debit card is a credit instrument with functions such as transfer settlement, cash deposit and withdrawal, shopping and consumption, etc. It refers to a bank card that deposits first and then consumes or withdraws cash without overdraft function.
A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.
3. Smooth Card ICBC Peony Smooth Card is a special card launched by ICBC for paying traffic violation fines.
It is a type of ICBC credit card. It is valid for ten years, but does not charge an annual fee. The initial credit limit is 500 yuan per card.
It has the functions of a general bank card. Not only can it be overdrafted, but it can also pay fines.
4. Overdraft is not allowed with debit cards, but can be done with unblocked cards
Is the ICBC unblocked card a credit card?
Yes, the ICBC Peony unblocked card is an ICBC unblocked card. The special card launched to pay traffic violation fines is a type of ICBC credit card. It is valid for ten years, but does not charge an annual fee. The initial credit limit is 500 yuan per card.
Special services of ICBC Peony Unblocked Card
Save money: Peony Unblocked Card is fully integrated with expressway non-stop toll collection (ETC) business. You can enjoy a 3% discount on Zhejiang expressway tolls when applying for ETC.
Fuel Saving: Go to Sinopec or PetroChina gas stations for a discount of 8 cents per liter, and there are even more discounts for self-service refueling.
Time saving: self-service online processing of highway and road traffic violations. It’s faster without leaving home. Smooth card holders can log in to the Expressway Traffic Police website and Wenzhou Traffic Police website, click on the traffic violation processing module on the webpage, and follow the prompts to complete traffic violation processing and fine payment without leaving home. Unblocked cards can now also be used to pay urban management road violation fines through ICBC self-service terminals.
Extended information
Shanghai Peony Unblocked Card is a UnionPay-branded RMB credit card jointly issued by Shanghai Branch and the local public security and transportation management department. The card is only issued to drivers holding local Shanghai driving licenses. The card has financial, traffic police application, electronic cash and contactless small-amount fast payment functions.
1. Customers go to the nearest application point to fill out the "Peony Smooth Citizen Card Application Form", select the card collection outlet, sign for confirmation, and provide copies of their ID and driver's license and other credit materials.
2. After ICBC prepares the card, it notifies the customer to collect the card, and the customer can collect the Peony Unblocked Card at the card collection outlet with his/her ID document.
3. After receiving the card, customers can activate the card through ICBC outlets or 95588 telephone banking or ICBC online banking. Only activated cards can be used.