After we use a credit card for consumption, we need to complete the credit card repayment before the repayment date specified by the credit card. If we do not repay on time, it will be regarded as overdue repayment. Generally, the last repayment date for a credit card is 25 days after the credit card statement date, but many users still forget to repay, so most bank credit cards have a credit card repayment grace period. So how many days can you pay off your credit card after the due date? Let’s find out together.

How many days can be exceeded before the credit card repayment date is reached?

Generally, the credit card repayment grace period is 3 days, which means that the maximum credit card repayment date is You can repay more than 3 days, but you must complete the credit card repayment on the third day, otherwise it will be regarded as an overdue credit card repayment. In addition, it should be noted that not all bank credit cards have a repayment grace period of 3 days. As for Industrial and Commercial Bank of China, its credit cards do not have time-limited service, which means that there will be no repayment grace period in the future; China Merchants Bank’s repayment The grace period is 1 day, and you can apply for a 3-day repayment grace period once a year.

Therefore, after users apply for a credit card, it is recommended that they consult their bank to find out how many days the credit card's repayment grace period is, so as to avoid overdue credit cards and adverse effects on personal credit reports.

The above is an introduction to credit card repayment, I hope it can be helpful.