Repayment on or before the repayment date will be considered as repayment.

Credit cards have a billing date and a repayment date. You can call your credit card bank to verify the billing date of your credit card. Consumption after the billing date will be included in the next month's bill.

1. The credit card statement date refers to the card-issuing bank’s regular monthly summary and settlement of various transactions and expenses that occurred in your credit card account in the current period, and interest calculation to calculate the total amount you owe in the current period. and minimum repayments, and a statement will be mailed to you. This date is your credit card statement date.

2. The repayment date is the last day on which the amount stated on the credit card’s final bill is to be repaid.

The bill date is fixed every month, and the repayment date depends on the interest-free period. Different banks and different cards are different. For example, the interest-free period is 20 days to 50 days. The date is 20 days after the statement date. For specific payment requests, you can call the bank's credit card center for consultation. Extended information

The billing date means that the card-issuing bank will regularly summarize and settle all transactions and expenses that occurred in your credit card account in the current period every month, and calculate the interest and calculate the total amount you owe in the current period. and minimum repayments, and send you a statement. This date is your credit card statement date.

The credit card statement date for cardholders is the 1st, and the due date for repayment is the 20th. Cardholders made purchases with their cards on November 5th, 12th, and 30th. At this time, the bank statement bank will summarize and settle your expenses on December 1st and pass them at the same time. ?

(Since the billing day usually refers to the day of the billing, the billing data is as of 23:59:59 the night before the billing day.

That is, starting from 0 a.m. on the billing day The consumption will be included in the next bill. Note: Since the information in brackets above has not been confirmed with all banks, it is recommended to confirm with your own card issuer first.) At the same time, it should be noted that the statement date of each bank is not the same day. .

And for the billing date, some banks also provide the function of modifying the billing date, making your repayment more flexible.

Baidu Encyclopedia - Credit card due date