Generally, the initial limit of CITIC Bank is relatively low, and the cardholder can increase the credit card limit after handling the card. The method of raising the limit is as follows:
1, swipe your card more and repay in time, reflecting the cardholder's spending power and repayment ability. CITIC Bank will automatically increase the limit according to your consumption situation.
2. Spend more money. After reaching a certain period, you can apply for increasing the credit line by applying for manual customer service of CITIC Bank. Generally, there is an opportunity once every three months, but whether the credit limit can be successfully increased mainly depends on the specific situation of the cardholder's credit qualification.
3. Supplement personal data, submit personal assets certificate to prove that you have income ability, and apply for increasing credit line.
4. Apply for cash withdrawal strategy: In order to compete with other banks, ordinary banks have certain incentives for the use of credit cards, and they can try to apply for cash withdrawal on the basis of welfare policies.