Current location - Trademark Inquiry Complete Network - Overdue credit card - What is the ICBC salary card? What is the difference from ordinary cards?
What is the ICBC salary card? What is the difference from ordinary cards?
ICBC has a salary card. Many cardholders are misunderstood by its name and think it is a gold credit card, but this is not the case. The salary card is actually a debit card, which is often called a savings card, but it is somewhat different from an ordinary savings card. Let’s introduce it to you below.

What is the ICBC salary card? As mentioned earlier, the salary card is a savings card with the basic functions of the ICBC savings card. However, not everyone can apply for a salary card. It is only open to customers who are paid by the Industrial and Commercial Bank of China. Generally, it is a salary card issued by the company to employees. If your unit uses ICBC to issue wages on its behalf, then your salary card may be this salary card.

What is the difference between ICBC salary card and ordinary card? To use a lyric, the salary card can be said to the ordinary card, you have it, I have it all. But it has several advantages over ordinary cards, especially in terms of fees. Everyone knows that applying for a regular card now requires card application fees, as well as annual fees, account management fees, etc. The fees for the salary card are free. For example, you can enjoy 12 free off-site deposits and withdrawals, inter-bank transfers and remittances in the ICBC system every year, as well as exemption from annual fees, account management fees, and new (replacement, replacement) card handling fees. Free reminders for balance changes and more. In addition, the salary card can provide cardholders with services that cannot be enjoyed by ordinary card customer service. For example, individual customers with high-quality salary distribution can apply for Yida credit consumer products, as well as exclusive bank financial management, preferred insurance products, customized exclusive financial management funds, etc. Exclusive products. The above is the relevant introduction to "What is the ICBC Salary Card?" In short, the ICBC Salary Card is essentially a savings card, but it waives some fees than ordinary cards and allows you to enjoy some exclusive customized services and products. It should be noted that if you leave your current company, your salary card will no longer have the function of paying wages, all special services will stop, and you will be charged like a regular card.