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How does Taobao credit card pay the seller to receive the payment?
After the buyer pays with Alipay, the money will be transferred from Alipay to Alipay of Taobao seller after the receipt is generally confirmed.

The amount paid by Taobao is in Alipay, and you can withdraw it to the required bank card account by clicking Withdrawal in Alipay.

There is no charge for cash withdrawal, but there is a charge for transfer. Generally, it takes one or two working days to withdraw cash to the bank card.