If the China Construction Bank credit card is overdue, the money on the bank card will be deducted instantly, but the mortgage cannot be repaid.

1. Generally speaking, due to the overdue credit card of China Construction Bank, the payment may not be deducted in time.

2. The details of the points are as follows:

a. First of all, the overdue credit card of China Construction Bank means that the cardholder has not repaid the credit card bill on time. After the expiration date, the bank may take some measures to restrict the cardholder's credit card use rights, such as prohibiting consumption, increasing interest, etc.

b. Secondly, even if the cardholder's bank card has sufficient funds, the bank may experience a certain delay in deducting funds due to overdue restrictions. This means that even if there is enough money on the bank card, the money cannot be debited immediately to repay the mortgage.

c. In addition, the delay in bank card deductions may also be affected by other factors, such as banking system problems, technical failures, etc. These factors may lead to uncertainty about the timing of deductions, further delaying mortgage repayments.

3. In summary, the overdue credit card of China Construction Bank may cause the bank card to be debited in a timely manner, which in turn affects the repayment of the mortgage.

4.

Extended information:

According to relevant credit card regulations and relevant policies of China Construction Bank, cardholders should repay on time to avoid the impact of overdue payments. . It is recommended that cardholders make preparations for repayment before the expiration date of their credit cards to avoid overdue credit card issues. If it is overdue, the cardholder should contact the bank as soon as possible to understand the relevant repayment situation and take corresponding measures. In addition, it is recommended that cardholders pay attention to whether bank card deductions are successful, and promptly communicate with the bank to resolve delayed deductions to ensure timely repayment of mortgage loans and avoid possible overdue fees and adverse effects on credit records.