Credit card consumption methods include the following:

1. Credit card consumption

Credit card holders can directly swipe their cards when making purchases, without the need for cash payment. It will be added to your credit card bill. Spending with a credit card is relatively convenient and is also one of the main functions of a credit card.

2. Withdraw cash

Cardholders can use their credit cards to withdraw cash from ATM machines. The amount of cash withdrawn will be credited to the bill, and interest will be calculated according to a certain interest rate. However, it should be noted that cash withdrawals have higher interest and handling fees than card payments, so they should be used with caution.

3. Online consumption

Nowadays, online consumption is becoming more and more common, and using credit cards for online consumption is also a common way of consumption. When making online purchases, you must ensure that the website is reliable and legal, avoid fraud, etc., and protect your credit record.

4. Installment consumption

Credit cards can also be used for installment consumption. Cardholders can choose to repay in installments within a certain period to facilitate consumption. However, you also need to pay attention to choosing the appropriate installment method to avoid incurring high interest rates.

In short, it is very important to make reasonable use of credit cards for consumption and improve your credit rating. You can also enhance your credit qualifications by querying various indicator data and maintaining your online loan credit record.