When a refund occurs for CMB credit card consumption, you can contact the merchant to handle the credit card refund (the money can be refunded directly to the credit card). The credit time depends on the processing time of the merchant's acquiring bank. The general time limit is 15 working days. date (monthly repayment is still based on the actual account situation.

If the refund transaction date is after the date of the bill that has been issued, it cannot be offset against the amount of the bill that has been issued in the current period, but it can be offset against the outstanding amount. New consumption on the bill. Because the merchant's refund and your personal deposit are two different types, it usually takes a long time for the merchant to refund, and usually the money will not be refunded to the credit card until you issue the bill. Transactions or refunds that occur after your bill are actually included in your next bill. Therefore, the merchant's refund does not actually play a role in repaying your current bill, but it can be offset against your current bill. consumption.