After returning the goods, the merchant will return the refund to the credit card. Credit card refund is divided into two situations: refund on the day of purchase and refund after purchase.

If consumers refund on the day of purchase, under normal circumstances, they can refund on the same day, no later than the next day.

1, before the refund, you need to find out when the billing date is, because the credit card refund does not arrive in real time, and it usually takes 3-7 days to get the account back.

2. Then calculate the specific date of credit card refund according to the time of refund and the days when the refund arrives.

3. Get the date of receipt of the refund and compare it with the date of the credit card bill. If it is before the bill date, you can get a refund, and you don't have to pay back the money after the refund.