For civil servants, they are high-quality users of credit cards, because they have stable jobs, stable income and civil capacity, so as long as the applicants have good credit, the probability of applying for credit cards is relatively high.
There are several ways to handle credit cards. Take the credit card processing of China Merchants Bank as an example to introduce in detail. ① Apply online with APP. The specific method is as follows: First, download and install China Merchants Bank APP (the name of China Merchants Bank Credit Card APP is Pocket Life) on your mobile phone, then open China Merchants Bank APP, click Finance below to enter the credit card page, and click Card Handling to enter the credit application page. There will be many kinds of China Merchants Bank credit cards. For example, Hatsune Miku Card, Angry Birds, Constellation Guardian Credit Card, Game Co-branded Credit Card, JD.COM Xiaobai Card, Today Headline and other credit card types, you can select the card type you want, click to enter the instant application page, and then fill in your own information on this interface as required (I applied for JD.COM Xiaobai Card, and the amount is ok, and the amount is scored according to personal credit and salary), and all the information is filled in. Next, I will wait for the bank staff to contact you. They will check the information with you. You just need to answer truthfully, and then you can wait for the next card. ② Go directly to the bank outlet to apply for a credit card. When you get to the bank, you can find the lobby manager and tell him that you want to apply for a credit card. The lobby manager will tell you what to do. If you go to a bank outlet, you can call customer service in advance and ask if you need to bring other documents besides your ID card. No, take all your documents with you to avoid repeated tossing. (3) You need to provide your ID card (not expired ID card) when the banking business manager comes to apply. You can determine what other materials are needed with the banking business manager in advance to avoid trouble and improve the possibility of handling the card.
It is important to pay special attention to the fact that after the credit card is used, it must be repaid in time and normally. If it is overdue, there will be a penalty interest, which will also affect your own credit information.