The temporary credit card limit has been cancelled. In case of recovery, generally contact the bank credit card center directly to apply for restoring the temporary credit card limit. As for whether the bank will restore the temporary credit limit of the user's credit card, it depends on the credit status of the cardholder. If the cardholder's credit status is good, the bank will restore the cardholder's credit limit.

If part of the temporary line has been used before cancellation, the used part needs to be repaid. If the last temporary limit has been repaid, you can still apply again, but the time and requirements for the bank to apply again are different. If the previous arrears are not paid off, it will be difficult to apply again.

Extended data:

How to use temporary credit card limit:

The use scope of temporary credit card limit is the same as that of fixed credit card limit. Customers can shop, eat, entertain and watch movies directly in shopping malls, department stores and supermarkets, as long as there is a POS machine in the consumption place. In addition, customers can also withdraw temporary restrictions on use.

It's just that we need to pay attention to the fact that the temporary quota is valid, that is to say, the customer must use it in time within the validity period, otherwise the temporary quota will be invalid and the customer will not be able to use it. Credit card temporary limit is valid for one month.

Of course, customers can continue to apply for a new temporary limit after paying off (some banks may have restrictions on the number of applications for temporary limit, for example, ICBC stipulates that the number of applications for temporary limit adjustment exceeding the total amount should not exceed 4 times per person per year, and the cumulative number of times the secondary card is entered into the main card).

After the customer has used up the temporary limit, he must remember to pay it off on time when the bill rises. You should know that the temporary credit card limit will be fully included in the minimum repayment amount of the bill, so the temporary credit line can not be repaid in installments, nor can it be repaid at the minimum, but can only be paid off in full.

Temporary credit card limit installment payment:

However, the temporary credit line cannot be phased. Neither consumption nor repayment can be made in installments.

First, the reason why the temporary credit card limit cannot be used for consumption installment.

The reason why the temporary credit card limit cannot be used for consumption installment is mainly because the temporary credit card limit of the bank is time-sensitive, and generally only has a validity period of about 1 month. After the expiration of the validity period, the temporary quota will automatically expire, and the consumption installment usually lasts for several months, so it is impossible to use the temporary credit card quota for consumption installment.

Second, the reasons why the temporary credit card limit cannot be repaid in installments

The reason why the temporary credit card line cannot be repaid by installments is that it will be fully included in the minimum repayment amount of the next bill after the expiration of the temporary credit card line, so it must be paid off in full when repaying the temporary credit card line, so it is naturally impossible to repay by installments, and there is no minimum repayment amount for the temporary credit card line, and it is also impossible to make the minimum repayment amount.

How to restore the temporary quota of flowers when it is cancelled?

If the temporary quota of flowers is cancelled, it will be impossible to restore it. Users can only use the general quota, or wait until it is reissued. The temporary quota of flower buds is a quota with a certain use period issued to users after comprehensive evaluation of their personal consumption status, which will be directly superimposed on the general quota of users and cannot be used after expiration.

How to restore the temporary limit of Alipay when it is cancelled?

1. Step 1: Open Alipay and click the "My" option in the lower right corner.

Step 2: Click the "Garden" option in the list to enter the garden.

3. Step 3: Click "My Quota" to enter the flower garden quota interface.

4. Step 4: You can see the general temporary limit above the limit, and click to receive it immediately.

5. Step 5, click "Confirm"

6. Step 6: Recover the general temporary line that was successfully collected and accidentally cancelled.

How to recover from the unexpected cancellation of temporary general flower quota?

1. Take Xiaomi 8 mobile phone as an example. First, enter the Alipay personal interface, and select the "Flower Bai" option, as shown in the following figure:

2. Click "My Quota" to enter the flower shop quota interface, as shown in the following figure:

3. You can see the general temporary limit above the limit. Click to receive it immediately, as shown below:

4. Then click "confirm", as shown in the figure below:

5. The general temporary line that was accidentally cancelled will be recovered after successful collection, as shown in the following figure: