ICBC car loan credit card, if the customer information is complete, it usually takes about a week to apply.

ICBC auto loan conditions:

1. A natural person with full capacity for civil conduct, aged between 18 and 6; Foreigners and residents of Hong Kong, Macao and Taiwan who are borrowers should have lived in the People's Republic of China for one year and have a fixed residence and occupation, and provide a local contact person;

2. Have legal and valid identity certificate, marital status certificate and household registration certificate (or valid residence certificate) of the city where the loan is located;

3. Have a good credit record and willingness to repay;

4. Have a stable income source and the ability to repay the loan principal and interest in full and on time;

5. the down payment of the purchased vehicle has been paid;

6. The borrower's single household (including spouse) has no more than three personal commercial vehicle loans in our bank (except those that have been settled);

7. Having the purchase contract, vehicle insurance contract and the borrower's qualification certificate for transportation;

8. In addition to city taxis, borrowers who purchase other passenger and freight cars must have qualified affiliated transportation companies and provide a letter of commitment signed and sealed by all shareholders or the board of directors of the transportation company;

9. It can provide loan guarantee methods recognized by banks;

1. Open a personal settlement account with ICBC;

11. Other conditions stipulated by the bank.