How to pay off a CCB credit card with one click
The method for repaying a CCB credit card with one click is as follows:
1. Online banking:
1. Log in to CCB’s online banking, then click on credit card, select card account transactions, and click one-click repayment.
2. Follow the prompts to select the repayment amount and repayment account.
2. Mobile banking:
1. Download and log in to CCB’s mobile banking APP.
2. After logging in, click on the credit card, I want to repay, and choose to repay for me.
3. Then click "One-click repayment", select the repayment amount, and follow the prompts.
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One-click repayment of CCB credit card can be carried out through the following methods:
1. WeChat repayment: Search "China Construction Bank" and follow it, then select "Credit Card-Bill Inquiry/ "Repay", or reply directly to repay, and then follow the prompts.
2. Press to repay: You can also select the "Press to repay" menu to make repayment in the same currency/purchased foreign exchange.
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Repayment of CCB credit card How to repay CCB credit card
1 . Online repayment: The repayer clicks on credit card repayment through Alipay, WeChat, or China Construction Bank's app and then binds the credit card to be repaid and enters the repayment amount to achieve bank card repayment.
2. Outlet repayment: The cardholder takes the card to be repaid and his or her ID card to a Construction Bank branch to handle repayment.
3. Self-service terminal repayment: The cardholder goes to the China Construction Bank self-service terminal to make repayment at an ATM or CDM machine.
How to repay the China Construction Bank credit card
How to repay the China Construction Bank credit card:
1. Repayment at the bank counter: go to the counter of the credit card issuing bank to make manual repayment Just tell the teller to pay by credit card, and you need to prepare cash in advance.
2. ATM repayment: Go to the ATM machine of the credit card issuing bank to make a deposit, and you need to prepare cash in advance.
3. Online banking repayment: Find a savings card with a sufficient balance and online banking, and transfer money to the credit card account with you or across banks for repayment. If you operate across banks, a small handling fee will be charged.
4. Bind a debit card for repayment: Generally, when applying for a credit card, bank staff will ask whether to apply for a debit card of the same person, bind the debit card to the credit card, and set a deduction date (the date is set Set before the credit card repayment date), as long as the savings card has sufficient funds, the bank will automatically transfer money from the savings card to repay the credit card every month, so you don't have to worry about overdue credit card repayments.
5. Alipay repayment: Alipay itself has a credit card repayment function. Click to bind your own credit card and you can see the bill amount every month. You can use the bank card bound to Yu'e Bao or Alipay to repay in real time, or make an appointment to repay, that is, set a repayment date and repay. As a third-party platform, Alipay will charge a small handling fee.
6. Mobile APP repayment: Each bank has its own mobile app. Open the app to enter the credit card repayment interface and operate the repayment operation.
Operating environment:
Brand model: iPhone13
System version: iOS15.3.1
App version: v5.7.0.002
CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.
Interest:
During the interest-free repayment period: The interest-free repayment period refers to the interest-free period for consumption transactions enjoyed by cardholders who repay in full on time. The interest-free period starts from the bank accounting date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period.
Tips:
If you fail to repay the loan in full before the due payment date, you will not enjoy the interest-free period. China Construction Bank will charge interest at a daily rate of 5/10,000 and compound interest on a monthly basis. The interest accrual date is from the date of consumption to the repayment date, and the interest accrual principal is calculated based on the actual amount payable.
If you fail to repay before the due payment date or the repayment amount is less than the minimum repayment amount, China Construction Bank will not only charge interest according to regulations, but also charge the unpaid portion of the minimum repayment amount. 5. Charge late fees.
That’s it for the introduction of how to repay credit cards through CCB online banking.