ICBC Struggle Credit Card provides a number of convenient services and preferential policies to meet the needs of cardholders. First of all, all users who successfully apply for the Struggle Card, regardless of card type, can enjoy the annual fee exemption during the validity period. For repayment, ICBC gives a 3-day time limit. As long as the repayment is completed within 3 days after the due payment date, it will be regarded as on-time repayment.

Regarding the repayment balance, starting from December 1, 2017, if the amount due for the current period is not repaid in full for a newly opened card, there will be special interest calculation rules. If the partial unpaid amount is less than 10 yuan, it will be deemed to have been repaid in full. The specific rules vary depending on the card account opening time. It is recommended to check the "Peony Credit Card Acceptance Agreement (Personal Card)" for detailed information.

In addition, the preferential policies of Endeavor Credit Card are rich and diverse. For example, Simple Platinum Card holders can enjoy free overseas WIFI services. If you book overseas Wi-Fi rental for more than 8 days, you can get 6 days free of charge. The quota is limited to 300 places per month. There is also a buy-one-get-one-free discount for high-end hotel buffets, and cardholders can enjoy a 50% discount when traveling with their companions. In terms of travel visas, cardholders can enjoy extremely low prices for visa services for some countries through Baicheng Travel.com before June 30, 2019. In addition, Struggle Card Simple Platinum Card holders can enjoy 2-hour or 48-hour parking service at designated domestic airports by spending 1 yuan with their card.