Everbright Credit Card Annual Fee

Ebright Bank Credit Card Annual Fee is generally deducted on the date corresponding to the credit card activation date each year. In other words, the Everbright Bank Credit Card Annual Fee Cycle is from the card activation date to The corresponding date of the year counts as one year, and so on.

The annual fee charging standards for Everbright Bank credit cards are related to the grade of the card, as follows:

1. Regular card: 80 yuan/year for the main card, 40 yuan/year for the supplementary card;

2. Gold Card: 200 yuan/year for the main card and 80 yuan/year for the supplementary card;

3. Titanium Card: 300 yuan/year for the main card and 300 yuan for the supplementary card /year;

4. Platinum Card: 2,000 yuan/year for the main card, 1,000 yuan/year for the supplementary card;

5. Diamond Card (Premium Card): 2,500 yuan for the main card /year, supplementary card 1,500 yuan/year;

6. Unlimited card: main card 5,000 yuan/year, supplementary card 2,500 yuan/year.

PS: If the cardholder meets the conditions for no annual fee for credit card swiping, the annual fee can be reduced.

Privileges that you can enjoy with Everbright Bank Platinum Credit Card:

1. Car roadside assistance service

When the vehicle is in the customer’s own name, or the vehicle of the customer’s spouse, or If the vehicle the customer is riding in breaks down or has an accident while driving and cannot drive normally, he or she can enjoy roadside assistance services. The cumulative use of the three services does not exceed 6 times per year

2. VIP lounge service

You can enjoy waiting in more than 800 VIP lounges in nearly 400 major airports and high-speed rails around the world. In-flight services include: first-class lounge (or VIP lounge), free hot and cold drinks and snacks, TV, newspapers and magazines, Internet access, etc. 3 times a year

3. Discounted golf course reservations

Enjoy unlimited discounted reservation services for about 100 golf courses in China and about 3,000 overseas golf courses for free

4. Golf driving range service

Enjoy the service of more than 100 driving ranges in 38 cities across the country 5 times a year

5. Golf free green service (exclusive for golf platinum cards) nationwide Enjoy free green fee service once a month at any of about 50 golf courses. (Except weekends and holidays) 12 times a year

6. Health care

(1) Expert appointment registration service. Appointments at the level of deputy director or above can be made at designated hospitals in major cities across the country. expert. 3 times a year

(2) Accompanying medical services. When customers go to the hospital for treatment, health service personnel will accompany them throughout the process and assist customers with registration, payment, medicine collection and other related matters. 3 times a year

(3) Expert health consultation,

Professional health consultants and consulting doctors provide customers with personalized health consultation and consultation on common diseases through telephone agents. Unlimited

7. Travel accident insurance

(1) Aviation accident insurance with a maximum insured amount of 5 million yuan

(2) Insurance with a maximum insured amount of 3 million yuan Train and ship travel accident insurance

(3) Car travel accident insurance with a maximum insured amount of 1 million yuan

Underwriting conditions:?

(1) Use this card to pay the full amount of transportation tickets

(2) Use this card to pay more than 80% of the tour group expenses

(3) You are the holder of the China Everbright Bank Bank-Security Co-branded Card Cardholder, travel expenses will be paid by another Everbright Bank unlimited, diamond, platinum or titanium customer (requires unlimited, diamond, platinum or titanium card)

Is there an annual fee for Everbright Credit Card?

Ebright Bank's credit cards charge annual fees. Generally, the annual fees are divided according to the credit card level, which are:

1. Regular card: the annual fee is 80 yuan/year;

2. Gold card, the annual fee is 200 yuan/year;

3. Platinum card, the annual fee is 2000 yuan/year.

In addition, the annual fee for an additional credit card is generally half of the annual fee for the main card.

China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was established in August 1992. It is a national joint-stock commercial bank approved by the State Council and approved by the People's Bank of China. It is headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.

The logo design of China Everbright Bank Private Bank is mainly composed of diamond graphics that shine with gorgeous luster, which means that the product value and service quality are as solid and outstanding as diamonds; the purple light of diamonds symbolizes that the private bank is a high-end customer Providing top-notch, customized services presents a sense of value and respect.

The diamond pattern is composed of the initial letters E and B of the English word "Everbright". On the one hand, it strengthens the association with the parent brand of Everbright and forms a parent-child brand association; on the other hand, it interprets the continuation of Everbright as always. The essence of sunshine quality service. The bow tie shape in the diamond pattern expresses the provision of top-notch supreme service experience to customers and embodies butler-style private banking services.

China Everbright Group manages domestic and overseas business through China Everbright (Group) Corporation (Beijing) and China Everbright Group Co., Ltd. (Hong Kong). The highest decision-making body is the group's board of directors, which is authorized by the state to operate and manage the state-owned assets invested by the state into the group. The Group Party Committee plays a core political role in the Group. The group's supervisory board is appointed by the State Council. [9]

China Everbright Group (China Everbright Group, referred to as Everbright Group) is a state-owned enterprise managed by the central government of China. It was founded in Hong Kong in May 1983. The State Council's Guofa [1983] No. 89 approved the Articles of Association of Everbright Group Clarification: Everbright Group is a ministerial-level company directly under the State Council. The group is now a very large state-owned enterprise group that mainly operates banking, securities, insurance, investment management and other financial businesses.

The group has 6 wholly-owned enterprises, 2 holding companies, 7 joint-stock companies and 1 joint venture in China, including China Everbright Bank, Everbright Securities Co., Ltd., Everbright Sun Life Insurance Company and Financial institutions and enterprises such as China Everbright Investment Management Company. In Hong Kong, it owns two listed companies, Everbright Holdings and Everbright International, 37 wholly-owned companies, and 12 joint ventures and associated companies.

If you don’t know the annual fee standard for Everbright Bank’s credit card, you will suffer a big loss

The charging standard for credit card annual fee is the information that cardholders need to pay most attention to when choosing to apply for a credit card. If If you ignore it, it is easy to miss the opportunity for annual fee reduction. Friends who want to apply for a Everbright Bank credit card may wish to take a look at what the annual fee standards for Everbright Bank credit cards are and how to reduce the annual fee.

1. Annual fee standards for Everbright Bank credit cards

1. Annual fee for regular cards: 80 yuan/year for the main card and 40 yuan/year for the supplementary card;

2. Annual fee for gold card: 200 yuan/year for main card and 80 yuan/year for supplementary card;

3. Annual fee for titanium card: 300 yuan/year for main card and 300 yuan/year for supplementary card;

4. Platinum card annual fee: 2,000 yuan/year for the main card, 1,000 yuan/year for the supplementary card;

5. Diamond card (premium card) annual fee: 2,500 yuan for the main card Yuan/year, supplementary card 1,500 Yuan/year;

6. Unlimited card annual fee: main card 5,000 Yuan/year, supplementary card 2,500 Yuan/year;

7. UnionPay Golf The annual fee for gold card, Ruyi Sanbao Credit Card, Fu Credit Card, Fu Credit Card Gold Card, and green zero-carbon credit card: 200 yuan/year for each set;

8. Football card annual fee: 150 yuan/year for each set;

9. DIY card annual fee: 80 yuan/year per card;

10. Regional characteristic co-branded card platinum card annual fee: 50,000-100,000 yuan/year, 680 yuan/year; For a quota of 100,000-300,000 yuan, 1,600 yuan/year; for a quota of 300,000-500,000 yuan, 2,600 yuan/year; for a quota above 500,000 yuan, 3,500 yuan/year;

11. Annual fee for corporate card: 2,000 yuan/year .

2. China Everbright Bank Credit Card Annual Fee Waiver and Discount

1. Major banks’ credit card regular and gold cards are exempt from annual fees in the first year. From now on, as long as the card is swiped three times each year, the annual fee will be waived for the next year. The annual fee for each year is waived for both large and small cards as long as you swipe the big card three times for the football card set and the fortune card set.

2. Starting from March 1, 2014, all cardholders who successfully apply and are approved can have their first-year annual fee waived. For platinum credit cards applied for on March 1, 2014, the annual fee for the following year can be reduced if the cardholder spends RMB 50,000 or more on any one bill within the year; for platinum credit cards applied after March 1, 2014, the main cardholder can If you swipe your card 12 times in one bill year, you can get a reduction in the annual fee for the next year or use 60,000 credit card points to redeem it.

How to waive the annual fee of RMB 1,188 for Everbright Platinum Card

The annual fee of RMB 1,188 for Everbright Credit Card can be deducted through points. According to Everbright Bank's credit card regulations, before December 31, 2021, the Platinum Card's first-year main card annual fee will be charged at 1,188 yuan/year, which can be deducted with 500 yuan and 100,000 points, and 200,000 can be directly used in the following year. Points deduction. When making deductions, you can call the customer service number of Everbright Credit Card, transfer to manual customer service, and apply to the customer for points to offset the annual fee.

If Everbright Credit Card needs to charge an annual fee of 1,188 yuan, it means that the credit card is a platinum credit card of Guangda Bank. Only platinum cards will charge an annual fee of 1,188 yuan. It should be noted that if the cardholder does not have enough points to offset the annual fee, the annual fee will be deducted directly from the credit card limit.

1. Everbright Bank Credit Card Platinum Card has many types of cards

1. Sunshine Business Travel Platinum Card;

2. Golf Platinum Card;

3. Hanglv Zongheng co-branded platinum card;

4. Urumqi Wo Everbright card platinum card;

5. Shanghai Everbright UnionPay classical music theme IC platinum card ;

6. Changchun Pacific Insurance co-branded platinum card;

7. Changchun Yanji Department Store co-branded deposit and loan integrated IC platinum card;

8. Chengdu Everbright Baozhong Travel Co-branded Bian Platinum Card;

9. Changchun Business Travel World Co-branded Deposit and Loan Integrated IC Platinum Card;

10. Xiamen Chunhui Travel Co-branded Credit Card Platinum Card;

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11.51 Purchasing Co-branded Platinum Card;

12. Dalian Puhui Tourism IC Platinum Card;

13. Smart Business Credit Card;

14. UnionPay multi-currency platinum card;

15. Yanhuang platinum card;

16. Lehui gold quasi-credit card, etc.

Most of the above are co-branded platinum cards. The specific features and benefits are related to the cooperative company. Cooperation between banks and companies is a win-win relationship of mutual benefit. You can look at the special functions of each card and choose the one you want to apply for.

2. There is also an IC platinum card. So what are the benefits of this type of card?

1. The annual fee is relatively high, but you can use points to redeem the annual fee. .

2. The points earned are doubled, and there are points gifts and other activities on the cardholder’s birthday or specific holidays.

3. You can enjoy the airport VIP reception hall.

4. Can enjoy car roadside assistance services.

5. If you use the Platinum Card to spend 80% of transportation expenses or travel expenses, you can enjoy travel accident insurance.

6. You can enjoy preferential subscription services at designated golf courses.

The Platinum Card is a high-end business card. Its features are generally private plane access, exclusive rest areas, cooperation with professional hospitals, and cooperation with some leisure venues, such as golf courses. The disadvantage is that if If your consumption does not meet the card holding requirements, an annual fee will be incurred. This annual fee is also relatively high, ranging from 300-3,000.

Extended information

Conditions for applying for Everbright Bank Platinum Card:

1. Anyone over 18 years old;

2. Have full civil Individuals with behavioral capacity, legal and stable sources of income;

3. Individuals with good credit standing can apply to our bank’s card issuer with their valid identity documents.

What is the annual fee for Everbright Bank Credit Card?

General card main card: 80 yuan/year/card, supplementary card, 40 yuan/year/card

Gold card main card: 200 yuan/year/card, supplementary card, 80 yuan/year/card

Standard Platinum Card main card: 2,000 yuan/year/card, supplementary card, 1,000 yuan/year/card

Excellent Platinum Card: main card, 3,600 Yuan/year/card, supplementary card, 1,800 yuan/year/card

Extended information:

Everbright Bank credit card levels: regular card, gold card, titanium card and elite platinum card The annual product fee collection rules are as follows:

1. First-year annual fee: The first-year annual fee will be waived if the card is approved successfully.

2. The annual fee for the next year: Within one year after the card is successfully verified, if the regular card or gold card has been consumed 3 times or the cumulative amount reaches 2,000 yuan, the annual fee for the next year will be waived. If you spend 6 times with Gold Card or Elite Platinum Card, the annual fee for the following year will be waived.

3. The next year refers to the second year after the card is approved and thereafter, and one year refers to the twelve billing months before the annual fee calculation date in the following year.

4. No annual fee will be charged if the card is not activated.

5. Customers of BDUCK Little Yellow Duck Credit Card and our Bare Bear Credit Card who applied before September 2018 do not enjoy the annual fee exemption during the validity period of the card. The annual fee is 200 yuan/year/card.