Credit card balance is credit card debt. Whether the balance is positive or negative depends on the definition of bank, and different banks have different definitions.

The available balance is the available credit card amount. If it is a positive number, it indicates the remaining amount actually available. If it is negative, it means overpayment. For example, the credit card balance is-1000, which means that the credit card still has 1000 yuan outstanding. The available balance is 25,000, which means that the available credit card is 25,000. If the available balance is-65,438+000, it means that the credit card has 65,438+000 more than the repayment, resulting in overpayment, and there is no need to repay in this period.