Take China Construction Bank as an example:

1. Dragon card, financial card, quasi-credit card, domestic POS consumption does not charge service fee; Overseas UnionPay network consumption, cardholders do not charge service fees.

There is no service charge for overseas US dollar consumer wealth management cards, visa cards and MasterCard. The foreign currency exchange fee is charged at 0.5% of the original consumption amount of 65438+ in overseas non-US dollar areas, and charged to the cardholder in US dollars.

2. China Construction Bank does not need to pay the handling fee for spending credit cards in different places in the same city.

In consumption abroad, if the transaction currency is different from the settlement currency of the credit card holder's foreign currency account, a foreign exchange handling fee of 65438+ 0.5% of the settlement amount will be charged according to the account currency.

Note: Cards with automatic foreign exchange purchase function for global payment are exempt from foreign exchange handling fees, such as long-distance global payment cards.

Extended data:

Take ICBC's credit card handling fee as an example:

There is no service charge for using ICBC's savings card and credit card to swipe at POS machines with UnionPay logo at home and abroad.

Reminder:

1. Special merchants recognized by overseas credit card institutions can also use dual-currency or multi-currency credit cards;

2. If the transaction is made in a country other than the currency specified in the account, according to the regulations of international organizations, you will charge the currency exchange fee according to the credit card brand, as follows: Visa card and JCB card 1%, MasterCard 1. 1%, diner card 1. 1%.

Does China Construction Bank charge for POS credit card consumption?

China Industrial and Commercial Bank-Credit Card Consumption Fee