If ICBC fails to apply for a credit card, it will send a message to notify you. You can provide more proof of work, assets, and bank deposits before submitting the application again.

Credit card application requires the following materials: personal ID card; proof of unit income; bank statements for the past six months; proof of personal property; and other information required by the bank.

The process of applying for a credit card: call the bank or go to the bank counter to inform the bank of your intention to apply; submit the information required to apply for a credit card to the bank; fill out a credit card application; wait for approval and the bank will send the credit card. :

It takes about 3-4 weeks from application to issue of ICBC credit card. Generally, there will be approval information in about 7-15 days, and then the card will be printed and mailed. It will take about 1 week depending on the distance of the area. .

Banks pay attention to the following aspects when reviewing credit cards: 1. ICBC will assess the star rating based on the applicant's assets in ICBC and determine whether to issue a card based on the star rating.

2. Repayment ability. In order to control risks, banks must have sufficient repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.

3. Comprehensive score. After submitting the application, the local branch will conduct a pre-examination to confirm whether the applicant meets the basic conditions for credit card application. Then the bank will have a dedicated salesperson to fill in the application form and collect personal information. The salesperson then submits the information and waits for the bank's approval. Whether to approve the card and the card limit depends on the bank's overall score for you.

After submitting the form, you can enter your ID number on the bank’s official website to check the application progress.

After the card is successfully processed, a card collection notification text message will be sent to the applicant.

If you apply online and do not receive the card for more than six months after the card is issued, it will be deemed that the customer has given up on applying for a credit card.

After confirming that the card is in the "voided" status, the card collection outlet will punch holes and cut the corners of the card to invalidate it.