You cannot handle any bank business, including credit cards and loans, by simply taking your ID card information.

For businesses that require your ID card, your ID card will generally be verified. , the salesperson who is required to apply in person is responsible for checking the ID card.

In the process of credit card application, the "three-parent" system must be implemented, that is: seeing the applicant in person, verifying the original ID card of the applicant, and seeing the applicant's signature in person. As long as bank personnel implement the system, You cannot apply for a credit card with only your ID card!

Others cannot use your ID card to apply for a credit card. Bank staff will verify your identity when applying for a credit card.

In addition

To take a step back, even if someone else uses your personal information to apply for a credit card online, you still have to bring your ID card to the bank counter to activate it before you can use it.

So there is no need to worry!