What are the advantages of the ICBC Peony Card?

Usually, the Peony Card that card friends refer to usually refers to the credit card launched by the Industrial and Commercial Bank of China. According to the credit level, it is divided into platinum card, gold card and regular card. Credit cards of different levels have different limits. The higher the credit card level, the higher the limit. So what are the advantages of ICBC Peony Card?

1. ICBC Peony Card holders can enjoy a better network and a global service network.

2. Cardholders can enjoy telephone banking, online banking, mobile banking and other channels to provide customers with comprehensive, multi-channel high-quality services.

3. ICBC cooperates with a number of well-known bank card organizations to meet the diverse needs of customers and strive for more rights for customers.

4. Cardholders can also enjoy the annual fee-free service. If you make 5 purchases or the cumulative consumption amount reaches 5,000 yuan, you will be exempted from the handling fee policy for the year.

5. Provide customers with instant payment stop service and free balance change SMS reminder service to ensure card security for large-value transactions.

The above is an introduction to the advantages of the ICBC Peony Card. I hope it can give you some reference.

How about the ICBC Peony Credit Card? Does it have high interest rate?

Hello.

Method 1: Get cash interest from ICBC credit card overdraft. There is no interest-free repayment period for ICBC Peony Credit Card overdraft withdrawals, and there is no handling fee for local overdraft withdrawals. The overdraft interest will be calculated based on the daily interest rate of 0.05% starting from the second day of the overdraft transaction.

Method 2: ICBC credit card overdraft consumption interest. The ICBC Peony Credit Card has an interest-free repayment period of 25 to 56 days. The due date for repayment is the 25th day from the bill date. Cardholders can repay according to the minimum repayment amount stipulated by the card issuer, and the minimum repayment amount shall not be less than 10% of the overdraft balance. If the minimum repayment amount is not repaid before the end of business on the due repayment date, in addition to paying overdraft interest according to the above interest calculation method, a late payment fee of 5% of the unpaid portion of the minimum repayment amount shall also be paid.

How about the ICBC Peony COFCO Credit Card?

ICBC Peony COFCO Credit Card is issued by ICBC Bank. It combines the functions of HNA Frequent Flyer Fortune Wings Card and ICBC International Credit Card. It can also enjoy various rewards and services of HNA Frequent Flyer Program. How about the ICBC Peony COFCO Credit Card? What special functions does it have?

The ICBC Peony COFCO Credit Card has an annual fee of 100 yuan, which is waived for the first year. The annual fee for the next year is waived when the card is swiped 5 times or reaches 5,000 yuan. The interest-free period is up to 56 days. The credit limit is 0-10,000. Cash withdrawal The limit is 50% of the credit limit. In addition, the ICBC Peony COFCO Credit Card also has the following features?

One card, two currencies, universally accepted. Whether at home or abroad, Peony International Credit Card can be used conveniently; and your overseas consumption can be repaid in domestic RMB, which truly allows you to achieve easy consumption, global acceptance, a combination of Chinese and Western, and a global presence.

The quota is ample and flexible. If your application for Peony International Credit Card is successful, you will be given an appropriate credit limit, which can be gradually increased with your good credit record. If the original credit limit cannot meet your needs, you can apply for a temporary or permanent increase in the credit limit. You can also call 95588 to temporarily increase the credit limit by 10, so that you can enjoy your consumption.

Revolving credit, ample interest-free period. With the Peony International Credit Card, you can make purchases without depositing money in advance, and enjoy an interest-free repayment period of a minimum of 25 days and a maximum of 56 days (excluding cash withdrawals and transfers), allowing you to consume first and repay later. You can repay in full before the repayment period stipulated in the statement or according to the minimum repayment amount. After the overdraft is repaid, the credit limit will be automatically restored according to the repayment amount, allowing you to enjoy your credit life.

Professional customer service. The Peony International Card customer service hotline specially set up by ICBC will provide you with professional, efficient and high-quality services 24 hours a day. You only need to call the hotline 95588 and follow the prompt instructions to get exclusive customer service.

Financial management and points rewards.

You will have an electronic year-end settlement list service provided by the Industrial and Commercial Bank of China to provide you with consumption data analysis to formulate reasonable financial plans; you can also obtain generous points through the points reward and redemption plan to enjoy more discounts and the fun of consumption.

How about the ICBC Peony Super Credit Card?

The Peony Card is a very good credit card among the major bank credit cards! Some banks don’t even have advertisements! No promotion! No insurance promotion! Anyway! Use the ICBC card to decide for yourself! Industrial and Commercial Bank of China Peony Card - Low-key brilliance, graceful elegance, and proud leader. Once after get off work, I was waiting for the bus in front of my workplace and saw promotional materials for the Peony Card posted on the advertising board at the station. One of the men actually used the new UnionPay brand to apply for an ICBC International Visa. When he was dreaming about this card, he took a look at the advert of the Peony Card. One sentence caught my attention: "Peony Card There are no handling fees for local deposits and withdrawals. "What a simple sentence, but it should be such a basic function in the eyes of others. However, there is currently only one domestic bank that can do this, and that is ICBC. Whenever a card is issued, whether it is an overpayment or an overdraft, Peony Card does not charge any handling fee. This is the spirit of the big banks. When other banks vigorously advertise that cash withdrawal fees start from 5 yuan or 10 yuan, Peony Card takes it for granted that there is no charge. I have been in the industry for nearly two years. From the beginning, I couldn’t even figure out credit cards and credit cards. Now I can easily play dozens of cards and talk about my feelings. Opening title: I love ICBC!

How about the ICBC China Southern Sky Pearl Peony Credit Card?

ICBC China Southern Sky Pearl Peony Credit Card is a UnionPay single-currency credit card. How about the ICBC China Southern Sky Pearl Peony Credit Card? What are the features of the ICBC China Southern Sky Pearl Peony Credit Card?

China Southern Airlines Sky Pearl Peony Credit Card is jointly launched by Industrial and Commercial Bank of China and China Southern Airlines. It combines the functions of China Southern Airlines Sky Pearl membership card and ICBC credit card. It adopts the form of one card with two numbers (credit and Sky Pearl membership). A national airline co-branded card with financial functions such as credit consumption, transfer settlement, and cash deposits and withdrawals. The issuing brands of China Southern Airlines Sky Pearl Peony Credit Card include China UnionPay, Visa, MasterCard and American Express, integrating many brand advantages to give customers more choices. The points accumulated by China Southern Airlines Sky Pearl Peony Credit Card cardholders will be automatically converted into China Southern Airlines award miles, allowing them to enjoy various rewards and services of China Southern Airlines Frequent Flyer Program.

The annual fee for the ICBC China Southern Sky Pearl Peony Credit Card is RMB 50, which is waived in the first year. The annual fee is waived for the following year if the card is swiped five times or reaches RMB 5,000. The longest interest-free period is 56 days, the credit limit is 0-10,000, and the withdrawal limit is 50 of the credit limit.

In addition, the ICBC China Southern Sky Pearl Peony Credit Card also has the following special features:

"Core" new experience, a wonderful start. Among the China Southern Airlines Sky Pearl Peony credit card products, the Visa and MasterCard brands use chip and magnetic stripe composite media designs that comply with EMV standards; while the UnionPay brand uses chip and magnetic stripe composite media designs that comply with the standards of the People's Bank of China. This is among the domestic airline co-branded cards. This is the first of its kind. The application of chips enhances the technical content of the product, greatly improves the security of credit card use, and has wider industry applicability.

Easily accumulate and redeem discounts. The consumption points accumulated by China Southern Sky Pearl Peony Credit Card holders for monthly consumption transactions (accumulating 1 point for every RMB 1 spent, 8 points for every USD 1 spent, except for specific transactions that do not accumulate points as stipulated by our bank) will be automatically redeemed on a monthly basis. These are China Southern Airlines award miles, and the redemption standard is 1 kilometer of China Southern Airlines award miles for every 15 consumption points. After the points accumulated by the supplementary cardholder of the China Southern Airlines Sky Pearl Peony Credit Card are converted into China Southern Airlines award miles, they will all be accumulated in the primary cardholder's China Southern Airlines Sky Pearl mileage account.

Multiple accumulations, with a little effort. China Southern Airlines Sky Pearl Peony Credit Card customers can easily obtain multiple China Southern Airlines award miles (swipe the card to redeem mileage for flights or China Southern Airlines partner award miles) when taking China Southern Airlines flights or paying fees or enjoying services at China Southern Airlines partners.

Traffic accident insurance adds thoughtful protection.

When customers of China Southern Airlines Sky Pearl Peony Credit Card use their card to pay for the full commercial passenger public transportation fare or the tour fare of no less than RMB 80, they will receive a gold card of RMB 1 million provided by our bank. The traffic accident insurance of RMB 500,000 is provided to provide customers with more considerate protection.

Enjoy a worry-free journey with travel inconvenience insurance. When China Southern Airlines Sky Pearl Peony Credit Card customers use their card to pay for the full commercial passenger flight fare or a tour group fare of no less than RMB 80, they can receive the travel inconvenience insurance provided by our bank (including flight delay insurance and baggage delay insurance) , luggage loss insurance), making customers’ journeys safer and more worry-free.

That’s all for the introduction of the Industrial and Commercial Peony Credit Card.