2. At present, the total overdue amount is 17 yuan, which means that the overdue amount on behalf of the customer is 17 yuan.
3. The number of times that the minimum repayment amount of the credit card is not paid within 12 months is 4, which means that within 12 months, the customer has failed to pay on schedule for 4 times.
1. The number of overdue credit cards can be divided into three situations,
namely, the current overdue period, the cumulative overdue period and the maximum overdue period. Among them, the number of overdue periods in the current period refers to the number of times that the minimum repayment amount or the amount stipulated in the loan contract has not been repaid continuously. For example, if the cardholder fails to repay for five consecutive months, the current number of overdue periods is 5; The cumulative number of overdue times is a cumulative number, which means that as long as the cardholder is overdue once, it will be accumulated once; The maximum overdue number is the historical maximum of the current overdue number. For example, if the cardholder's current overdue number is 5 in January-October, the maximum overdue number will be 5.
Second, the current overdue amount is the amount that should not be paid as of the last settlement date before the information acquisition time.
for a credit card, it refers to the total amount of the minimum repayment amount that has not been returned at present; For loans, it refers to the total amount of loans that should be repaid at present, and the composition of the amount to be repaid (including principal and interest) should depend on the specific contract provisions. For quasi-credit card, this data item is meaningless, so it is displayed as .