What is the limit of China Merchants Bank JD Baitiao co-branded card? How to increase the limit of small white card?

The China Merchants Bank JD.com Baitiao Co-branded Card is a credit card for young people jointly developed by China Merchants Bank and JD.com Finance. Once launched, the major benefit packages have attracted friends who want to apply for the card. I believe many friends are also very interested in the credit limit of the China Merchants Bank JD Baitiao co-branded card. Today I will answer this question for you.

What is the limit of China Merchants Bank JD Baitiao co-branded card?

The credit limit of China Merchants Credit Card, that is, the starting point of the fixed limit is RMB 1,000 or the equivalent in US dollars, and the upper limit is RMB 50,000 or the equivalent in US dollars.

Under normal circumstances, the fixed limit range of regular cards is RMB 1,000 to RMB 10,000; the fixed limit range of gold cards is RMB 10,000 to RMB 50,000; the limit of platinum cards is generally RMB 50,000. There is a fixed limit plus a temporary limit that is actively adjusted every month. When you need to swipe your card for consumption, the user can use the sum of the two parts.

The China Merchants Bank JD Baitiao Co-branded Card is a gold card, so the credit limit of the China Merchants Bank JD Baitiao Co-branded Card ranges from RMB 10,000 to RMB 50,000. However, the credit limit still needs to be determined according to the initial review. The specific information provided by the applicant will be reviewed, so the specific credit limit will be subject to the final review result of the bank.

How to increase the limit of a small white card? There are several methods:

1. Swipe more cards to spend more, and swipe more cards on different occasions, but don’t max out the card to avoid over-limit fees.

2. Handle other credit card services, such as bill installments, single installments, minimum repayments, cash advances, etc.

3. Jingdong Xiaobai’s credit score is very closely related to credit cards. Improving Jingdong Xiaobai’s credit score will also have certain benefits for increasing the credit limit.

The above is the relevant content brought to you. In fact, it is easier for China Merchants Bank to increase the limit than other banks. Therefore, if the initial limit of the card you applied for is low, it is not recommended that you cancel the card. , it is a stable choice to slowly increase the limit.

Is the CMB JD Xiaobai Credit Card a gold card?

The CMB JD Xiaobai Credit Card is a gold card. Jingdong Baitiao credit card is divided into two different versions: VISA

and UnionPay. The simple yet romantic card design caters to the aesthetic preferences of young people. The silver-gray background color can highlight the low-key luxury. The brushed metal design of JD Baitiao Credit Card, UnionPay Card and the snowflake design of VISA Card make the card face more youthful and distinctive.

Extended information:

Special benefits of JD Baitiao Credit Card

(1) Credit

During the event period, anyone who applies for and is successfully issued New cardholders of the China Merchants Bank JD Baitiao Credit Card can enjoy a one-time discount coupon of up to 100 yuan for JD Express Payment based on their JD Baitiao credit card, provided they complete the binding of their JD accounts.

(2) Credit Day

During the event period, new cardholders (the first card holder holds a China Merchants Bank JD.com co-branded card) can enjoy exclusive credit for each credit card based on their JD.com Baitiao credit card. On Wednesday, JD Express Pay can earn up to 10 times the points, and existing cardholders (not first-time holders of China Merchants Bank JD.com co-branded cards) can enjoy 2 times the points bonus. The bonus points are valid for one year.

Cardholders can go to the China Merchants Bank Mobile Life APP to receive the reward points of the previous month from the first week of the month following the participation in the activity. The qualification is valid for 30 days. Each person can accumulate up to 1,000 reward points per month. . The reward points will be credited to the account before the end of the next month from the date of collection

(3) Credit purchase

During the activity period, any new owner who applies for and is successfully issued the China Merchants Bank JD.com Baitiao Credit Card Card holders, on the premise of completing the binding of their JD account and activating Baitiao, can receive a three-phase Baitiao interest-free coupon.

(4) Credit insurance

During the activity period, any cardholder who applies for and is successfully issued the China Merchants Bank VISA JD Baitiao Credit Card (no distinction between old and new accounts), you only need to hold the card If you purchase your own air ticket in full or pay 80% or more of your own tour fee, there is no need to go through any formalities or pay any fees. You can receive free travel inconvenience insurance and aviation accident insurance up to 2 million yuan, giving you the most value-for-money travel protection.