Credit card bills are divided into "billed" and "unbilled". The bills that have been issued should be returned in the latest issue, and the outstanding bills should be returned in the next issue, but they have not been typed for you before the settlement date. If you just swipe your card and want to check your consumption records, you don't have to wait for the bank to send you an electronic bill, so you can check it in the outstanding bill of online banking the next day.

In each bill, the cut-off date of recorded credit card transactions is called "bill date". The due repayment date is generally around 18 -25 days after the bill date (subject to the bill, the repayment date stipulated by each bank is different).

Let me give you an example:

Spending 3000 yuan on June 7th, 1000 yuan on June 25th, 1000 yuan on July 4th and 2000 yuan on July 6th.

Then your latest bill was settled on July 5, and it should have been spent between June 6 and July 5, which means that your repayment before July 25 is the three expenses before July 5, totaling 5,000 yuan.

The consumption of 2000 yuan on July 6 is included in another billing cycle, and it is included in the bill on August 5. Just pay back 2000 yuan before August 25th.

Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Credit card installment payment refers to the business that when a cardholder uses a credit card to make a large amount of consumption, the card-issuing bank pays the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deducts the consumption funds through the cardholder's credit card account in stages according to the cardholder's application, and the cardholder repays according to the monthly recorded amount. In the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set installment repayment for the generated credit loan.