If Ping An Credit Card fails to repay on time, it will generate liquidated damages and interest, which will affect the credit record. If the long-term arrears are not repaid, the bank has the right to recover the money through legal channels or collection departments. I suggest you repay the loan as soon as possible. For details, please call customer service hotline 955 1 1-2. Response time: June 23rd, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.