How to turn off password-free payment with Pudong Development Credit Card? The first line of defense against fraud should be guarded

Credit cards have the function of overdraft consumption. If they are lost, they can easily be stolen. If you have also enabled password-free payment, then fraud will be even easier. Today I will introduce to you how to turn off password-free payment with Pudong Development Bank Credit Card and protect the first line of defense against fraud.

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Example of fraudulent credit card payment without password:

Xiao Qian applied for a credit card at a branch of Shanghai Pudong Development Bank. She received the credit card charges shortly after leaving the bank. SMS - spent 224 yuan in a cafe. She touched her pocket and realized that her credit card was missing. If you are worried that your credit card will be stolen again, report the loss verbally immediately and call 110 to call the police.

It turns out that the credit card issued by Xiaoqian has a small password-free payment function, that is, a single purchase of no more than 300 yuan can complete the transaction without entering a password.

In order for Shanghai Pudong Development Bank credit card holders to no longer encounter similar incidents of credit card being lost or stolen, we recommend that you turn off the password-free payment function of your credit card.

So, how to turn off password-free payment with Pudong Development Credit Card?

The small-amount PIN-free payment function is enabled by default when customers apply for a credit card. You can pay without PIN when you go to a designated store with a single swipe of the card and spend no more than 300 yuan. The maximum cumulative consumption in a day must not exceed 1,000 yuan. .

Under normal circumstances, bank staff will inform customers of the small-amount password-free payment function, and customers can turn off this function by calling the customer service number or directly at the counter.

If you want to turn off password-free payment with Pudong Development Credit Card, just call the customer service hotline 95528 or 4008208788 to apply.

How to cancel the password-free payment function of the bank card?

Password-free payment can be enabled for our commonly used debit cards and credit cards. The following are the specific cancellation methods:

1. Debit card

Users can Use mobile banking or go to the card-issuing bank to cancel the password-free payment service of your bank card. Please note that after turning off password-free payment, every small payment will require a password.

2. Credit card

For credit cards, you can cancel the password-free payment service through bank credit card APP, bank branches and customer phone calls. After turning off password-free payment, you can effectively avoid credit card theft. In the case of swiping, you only need to enter the password for daily small payments

How to cancel the application for Shanghai Pudong Development Bank Credit Card

The Shanghai Pudong Development Bank Credit Card Customer Service Hotline is 400-820-8788 or go to the branch to apply for cancellation.

Credit card application requires a series of procedures, and you can apply for cancellation as long as the card is not obtained.

Credit card application process:

1. Receive application form:

Method:

①Call the application hotline to obtain the application form;

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②Apply for a credit card online;

③Collect it at any Shanghai Pudong Development Bank branch.

2. Fill in the relevant personal information on the application form;

3. After confirming that the filled-in information is correct, sign your name in the signature column;

4. Attach the required documents according to the prompts on the application form;

5. If you choose to fill in the complete application form online, please confirm "Submit" and "Print" as prompted.

Extended information

Credit card applications must be canceled in time. Once the credit card is approved, it will appear on the personal credit report regardless of whether it is activated or not. The total number of individual card holders and total credit limit will change accordingly. Once the number of cards held and the credit limit are too high, it will affect the bank's credit review. When applying for a credit card again, the limit will easily be affected.

In addition, if you hold multiple inactive credit cards, when you apply for a credit card again, the bank may think that the customer does not really need the credit card, and the probability of being rejected is also greatly increased.

If the cardholder does not carefully identify the provisions of the terms and conditions when applying, and authorizes the bank to automatically deduct fees from the account, annual fees may be incurred. At the same time, due to the complicated production process of customized credit cards and special material cards, fees will be charged regardless of whether the cardholder activates the card after the card is produced. After fees are incurred, if the cardholder puts the card away, additional interest may accrue and it may also leave a stain on his or her personal credit record.