What is a credit card freeze card? Will freezing credit cards affect personal credit? The credit card is blocked, which means that the bank has frozen the cardholder's credit card and the cardholder can't continue to use the card. To put it simply, he can't use a card. Credit card, credit card, credit card, credit card, credit card, credit card.

Does it affect personal credit?

Just because the credit card is blocked does not mean that the credit stain has appeared, nor will it appear on the receiving report, but it is overdue. If the credit card is overdue for three consecutive times and accumulated for six times, it will leave a bad record in the credit report.

Many times, the credit card is blocked because the bank suspects that it is coming or has illegal operations (such as jackets), or the bank thinks that the credit card has been swiped on a risky POS machine, or the system prompts that the credit card has been hacked. The card closure caused by these circumstances does not affect personal credit.

If the card is frozen, do not cancel the registration or throw it away. You should call the bank to find out the specific reasons. If it's not your own fault, the card will be opened. If the jacket's credit card is cancelled, expired or not repaid for a long time, the bank card will be blocked, which has a great impact on the individual's application.