1: Adults aged between 18 and 65 with independent civil acts.

2: Have a fixed job and a stable source of income.

3: it is easier to apply for a credit card if you have fixed assets, such as real estate, cars and fixed deposits, which can prove your financial resources.

4: Personal credit record is good.

finally, the bank will judge whether to approve the card and your credit card limit according to the comprehensive score.

if you go to the counter, you should bring all your identity documents, or you can call the customer service phone of China Merchants Bank in advance to ask what other documents you need to bring, and bring them with you.