The Bank of Communications Global Card is a full-currency credit card. It has two versions: elite version and basic version. The basic version is equivalent to the limit of less than 15k for the regular card, and the elite version is equivalent to the limit of more than 15k for the gold card. Some cardholders who have applied said that they I got the basic version and don’t want to use it anymore. So, will there be an annual fee for unactivated, unopened, or unopened credit cards? Tip: First of all, according to the current policy of the Bank of Communications, if the account of the newly issued card is not activated, the bank will not charge the annual credit card fee, but other cards, such as: renewal of the card upon expiration, replacement of the card reported as lost, recharge card waiting for activation of the card, will be charged There is an annual fee, and the annual fee charging standard is the same as that of the original card.
What is the annual fee for the Bank of Communications Global Card? Annual fee: 0 yuan or 500 yuan. Basic card: RMB 200 for the main card, RMB 100 for the supplementary card. Elite version: RMB 500 for the main card, 0 yuan discount for the supplementary card. Policy: The annual fee is waived for the first year for the approved card, and the annual fee for the following year is waived for one overseas offline purchase.
Suggestion: After receiving the Bank of Communications Global Card, it is best to call the customer service hotline on the back of the credit card to inquire about the annual fee. Do not ignore it. If you do not plan to use the card, it is best to ask customer service staff to cancel it. Remember to cut off the credit card and destroy it after cancellation to avoid unnecessary trouble.