Cardholders can use China Construction Bank Longka Credit Card to accumulate points in hotels, restaurants, entertainment, department stores and other retail stores; For merchant installment and mail order installment, you can get the equal points of the total installment principal at one time. 1 meta product 1 integral. However, the following items are not calculated: 1. Longka credit card pays the revolving credit interest, annual fee, late fee, installment fee and other expenses, and withdraws the repayment; 2. Related expenses withheld and remitted and transactions paid by credit card on behalf of others; 3. Merchant consumption in non-profit industries such as real estate, automobiles, wholesale, hospitals, schools and other charitable and social services, as well as financial and government payment transactions (such as insurance, investment, tax payment, fines, etc.); 4. Car purchase installment, decoration installment, study abroad installment, parking installment, consumption installment, bill installment and cash installment business; 5. Excellent business cards-business cards of various consumers; 6. Special billing merchants determined by UnionPay; 7. Other transactions or merchants designated by China Construction Bank that do not earn points. CCB official website can check the types of merchants without points.