If you want to complain to the credit card review specialist, you can call the credit card center. The premise is that you need to know the job number of the card application staff, because now many credit card application staff are not bank staff.

The functions of credit cards are as follows

1. Free cash flow. To put it bluntly, when your current needs cannot be met, credit cards can meet them. Because credit cards have a long interest-free period and can be repaid in installments, this provides us with a lot of room to manage our "Mao Zedong". For example, if you want to buy an iPhone This way, you get what you want and your finances won't be greatly affected.

2. The reason why credit cards can save lives in time is because credit cards can really save lives, even a life! The editor has a friend. His family was unfortunately involved in a car accident and were in the hospital. He needs a lot of money urgently. He swiped a credit card to solve his urgent need. Without the card and savings, he might be in a hurry.

3. Convenient overseas consumption. If you travel abroad or go on a business trip, UnionPay cards can be swiped in most places, which is very convenient. If you do not have a credit card and use a debit card to withdraw cash, you need to find the corresponding bank, otherwise inter-bank service fees will be charged. Even if you find it, you will need to collect service fees at different places, or you need to carry enough cash with you. In addition, credit cards can provide pre-authorization, and you can enjoy discounts on overseas bookings of air tickets, hotels, car rentals, etc. In short, I think a credit card is more suitable.

4. Improve personal credit. In addition to the above intuitive uses, credit cards also play an implicitly important role in helping us accumulate and improve personal credit. Personal credit is becoming more and more important in modern society. In the future, how high or low it is will greatly affect how much cash flow you can get at critical times. In serious cases, you will not be able to handle other types of financial services. So, don’t be late, don’t be late, don’t be!

5. Credit card, also known as credit card, is a credit certificate issued by a commercial bank or credit card company to qualified consumers. The form is a card with the name of the card issuer, validity period, number, cardholder name, etc. printed on the front, and a magnetic strip and signature strip printed on the back. Consumers holding credit cards can shop or spend money in specialized business service departments, and then the bank will settle accounts with merchants and cardholders. Cardholders can overdraw within a specified amount.