The reasons why credit card payments are stopped include the following:

1. The card is empty for a long time: For example, the credit limit of a credit card is 3,000 yuan, and the card is emptied every month, and then the card is empty for a long time. When the card is idle, it is called a long-term empty card. When the bank detects this kind of card, it will reduce the limit and stop payment.

2. Long-term minimum repayment: This situation shows that the cardholder's financial situation is poor and his repayment ability is insufficient. For risk control considerations, the bank will stop payment on the user's credit card.

3. In a dormant and frozen state for a long time: After the credit card is activated, but it is not used for a long time, the bank will also stop payment on this card.