Yes Even if Meituan's loan is only overdue for one day, it will lead to a decline in the credit score within Meituan's system, which will affect the chances of increasing the quota or lowering the interest rate in the future. More importantly, Meituan borrowed money for credit reporting, which means that even if it is only one day overdue, it will be reflected in the credit reporting record, which will adversely affect the approval of other loans such as mortgage loans and car loans in the future.