1. When users swipe their cards, there can be no large transactions. Large capital flow will be considered by banks as illegal cash withdrawal by cardholders, which will easily lead to the freezing of credit cards by banks.

2. Don't swipe your card too often every time, or swipe your card the next day. It is best to swipe your card no more than three times on the same day, and swipe your card many times on weekends or holidays;

3. Users should try to avoid the behavior of brushing money just after paying off the arrears, which is also easy for banks to think that there is cash-out behavior.