What should I do if my China Merchants Bank credit card limit is low?

1. Ensure good card usage habits, repay on time, do not be overdue, and do not exceed the limit. A "clean" personal credit report will be of great benefit to your credit limit increase.

2. China Merchants Bank sees changes in both the number of purchases and the amount of purchases. Therefore, cardholders who want to increase their credit limit should swipe their cards at various physical merchants as much as possible, and try to swipe their cards wherever possible.

3. Try a variety of transactions and repayment methods. Cardholders can make installment payments when they have the opportunity or need. Currently, although China Merchants Bank’s installment payments are interest-free, each installment requires Pay a certain handling fee and give the bank some "benefits" in this way. After becoming a high-quality customer of China Merchants Bank, it will definitely be beneficial to increase the amount.

4. Apply persistently. Cardholders can insist on using the phone to apply to increase their credit card limit, because different customer service providers have slightly different attitudes and principles when handling applications in this area. Maybe the one that failed the previous one will pass the next time! Moreover, the records left by multiple phone applications will also help to increase the quota in the future.