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Can credit cards be bound to Alipay and WeChat? I'm afraid it's not that simple!
With the widespread use of mobile phone WeChat and Alipay, some of the above functions are gradually changing our living habits. For example, we hardly need to bring money and cards when we go out now, as long as we have a mobile phone, we are not afraid to go anywhere. So now physical cards are used less and less, and online credit cards are used to bind WeChat and Alipay. Many friends ask, can credit cards be bound to WeChat and Alipay? Let's get to know each other.

Can credit cards be bound to Alipay and WeChat consumption?

First of all, it needs to be clear that most credit cards want to increase the quota, and banks want to make a profit. In any case, the purpose of banks is to make money.

Next, we can see that the credit card is bound to Alipay for Taobao consumption, and the handling fee is either from the cardholder or from the merchant; If it is offline Alipay or WeChat scan code payment, it is generally a withdrawal fee.

In both cases, the handling fee is earned by Alipay and WeChat, which has nothing to do with the bank. However, if it is offline POS credit card consumption, the handling fee will fall into the hands of the bank, and the amount is a little hopeful.

How to add credit cards to Alipay and WeChat consumption?

However, not all credit cards can't be raised in Alipay and WeChat consumption. There is only one way to judge quickly, that is, to see if the bank gives points.

Most bank credit cards have no points in Alipay and WeChat payment, but there are some individual phenomena. For example, China Merchants Bank's credit cards have points in Alipay consumption, and various Taobao co-branded credit cards also have points in Taobao consumption.

Therefore, if the credit card has points on WeChat and Alipay, it proves that the bank wants you to spend on it, which will help to increase the quota. On the contrary, there is no effect.

Regarding the question of whether credit cards can bind Alipay and WeChat consumption, I will introduce it to you here. I hope you can help after reading it. In fact, it is not so difficult to withdraw cash from credit cards, just follow the preferences of banks!