At present, many domestic banks have launched platinum (diamond) credit cards for high-end customers. These cards have different characteristics. You can consider the following aspects and choose the product that suits you. \x0d\\x0d\ credit limit \x0d\\x0d\ the amount of credit limit is the key factor in choosing a platinum (diamond) credit card. At present, CCB and BOC Platinum (Diamond) credit cards have the highest credit lines. CCB Diamond credit card has an initial credit line of 500,000 yuan and a maximum credit line of 5 million yuan, while BOC Platinum credit card has a credit line of 6,543,800 US dollars. In contrast, the starting point of the credit line of Platinum (Diamond) credit cards of other banks is 50,000 yuan. \x0d\\x0d\ annual fee \x0d\\x0d\ In order to seize the market, card-issuing banks mostly adopt the promotion method of reducing the annual fee by ordinary credit cards, and customers can waive the annual fee for the following year only by activating the card or spending more than a specified number of times in one year. Platinum (diamond) credit cards do not have these preferential measures, and they all charge high annual fees. Among them, the diamond card of Minsheng Bank and the new platinum credit card of China Merchants Bank charge the highest fees, with the annual fee of the main card as high as 10000 yuan, while the platinum credit card of China Bank charges the lowest, with the annual fee of 100 US dollars. \x0d\\x0d\ business travel service \x0d\\x0d\ Judging from the signing of airport VIP rooms, CCB Diamond Card can provide VIP room services for more than 500 international airports and more than 30 domestic airports, followed by BOC and Guangfa, providing VIP room services for 500 domestic and foreign airports respectively. Judging from the number of contracted airlines, there are 6 CCB, 5 Minsheng, 4 China Merchants Bank, 3 ICBC, and 3 BOC, CITIC and Guangfa have not yet signed contracts. Judging from the number of hotels signed, there are 45 ICBC, 3 CCB and 2 Minsheng, and the remaining card-issuing banks have not yet signed contracts. \ x0d \ x0d \ medical services \ x0d \ x0d \ CITIC, China Merchants Bank and Minsheng provide value-added medical services for Platinum (Diamond) cardholders. Among them, Minsheng Bank has the most comprehensive medical services. Diamond cardholders can enjoy five appointments, telephone consultation and dental care services, while Platinum cardholders can enjoy five appointments and telephone consultation services. CITIC Bank provides cardholders with five appointment registration services; China Merchants Bank provides three appointments and oral health care services. \ x0d \ x0d \ aviation accident insurance \ x0d \ The platinum card launched by China Merchants Bank in 2008 provides cardholders with the highest amount of aviation accident insurance, with the maximum insured amount of 30 million yuan, followed by CCB Diamond Card of 20 million yuan, CCB Platinum Card and CITIC Platinum Card of 6.5438+million yuan, and Minsheng Diamond Card and Platinum Card of 80 million yuan. \ x0d \ x0d \ 48-hour card loss protection \ x0d \ x0d \ Guangfa and China Merchants Bank provide full card loss protection within the credit line, while CCB Diamond Card and Platinum Card provide 48-hour card loss protection of RMB200,000 and RMB50,000 respectively, and other card issuers will not provide this service for the time being. \ x0d \ x0d \ rescue service \ x0d \ x0d \ From the perspective of road rescue service, there is no limit to the number of trailers within 0/00km of CCB/kloc, 30km of people's livelihood, 0/5km of ICBC/kloc and 0/time/day of CITIC/kloc. In terms of medical rescue services, CCB Diamond Card and ICBC Platinum Card provide emergency medical rescue services at home and abroad, but other card issuers do not provide this service for the time being. \x0d\\x0d\ special benefits \x0d\\x0d\ The domestic and overseas credit card spending of CCB diamond cards has all doubled, and the subsidiary diamond cards enjoy the same value-added service benefits as the main card; ICBC and CITIC Platinum Cards can exchange points for annual fees, and ICBC Platinum Cards are also exempt from handling fees. China Bank Platinum Card Points can be redeemed for air miles; Minsheng bank diamond card and platinum card provide legal services.