In daily life, holding a credit card is the preferred payment method for many consumers, which can really provide convenience for cardholders and save more consumption time. Then, can I use a credit card when I run out? Come in and have a look.

Credit card consumption

In fact,

You can continue to swipe the credit card credit limit after you finish.

. According to the regulations of the central bank, banks can control the maximum amount of credit card spending at 1 10% of the preset credit line, that is, they can exceed the limit 10%. Therefore, after the credit card limit is swiped, it can still be overdrawn.

Using credit card overdraft can really solve the problem of funds for cardholders, but if you spend in this way, you should pay attention to two points: 10% banks that exceed the limit will charge "overrun fee"; The temporary quota needs to be paid off in one lump sum, not only 65438+ 00% of the total amount.