The Ranmeng Credit Card issued by Agricultural Bank of China has set off another wave of card application craze, with the positive energy card face as the highlight, which inevitably reminds us of the ICBC Endeavor Credit Card. Both credit card products are positive energy cards. Today we will compare the two credit cards to see which one is better, Agricultural Bank of China’s Ranmeng Credit Card VS ICBC’s Endeavor Credit Card. As of now, the number of ICBC Endeavor Credit Cards issued has exceeded 10 million, of which more than 90% are applied through Internet channels, and the average age of cardholders is only 33 years old. As for the Agricultural Bank of China’s Ranmeng Credit Card, as a new card type, although the issuance volume cannot keep up with the Endeavor Credit Card, its popularity will be higher. After all, the new card is in the publicity and promotion period and has more wool. If you want to compare credit cards, start from three aspects: credit card limit, annual fee, and rights:

1. Credit card limit Everyone knows that the credit card limit is mainly determined by the bank, and the key factor is the applicant's Credit. Agricultural Bank of China's Ranmeng Credit Card is a platinum card, issued by UnionPay and MasterCard; while ICBC's Endeavor Credit Card is issued by regular card, gold card and platinum card, and the card organizations also include UnionPay and MasterCard. The credit card limit is generally lower than that of a gold card, and a gold card is lower than a platinum card. If it is a platinum card of the same level, the credit limit approved by the Agricultural Bank of China will be lower than that of the Universal Bank-ICBC.

2. Credit card annual fee. Whether it is the Agricultural Bank of China’s Ranmeng Credit Card or the ICBC’s Endeavor Credit Card, cardholders can enjoy the unconditional annual fee exemption within the validity period. Therefore, in terms of annual fees, they are almost equal to each other, and cardholders do not have any annual fee pressure.

3. Credit card rights and interests Since the ICBC Endeavor Credit Card has been issued for more than a year, most of the privileged services have ended. Jin can enjoy the basic rights and benefits of the ICBC credit card, but it is not inferior. The Agricultural Bank of China’s Ranmeng Credit Card has multiple exciting benefits, such as free WiFi for business trips, high-end hotel privileges, airport lounge privileges, etc. In addition, interest on deposits is the biggest advantage of Ranmeng Credit Card.